What Is Cash Incentive?

Cash Incentive is the earnings generated from real shopping activity on the RoshaneMall platform.

When Affiliates shop through participating Web Stores on RoshaneMall, those Web Stores provide a Cash Incentive to RoshaneMall for the purchases made through our platform. We track these purchases, collect the Cash Incentive, and share 70% of it with our Active Affiliates as income.

The Cash Incentive may take approximately 10 to 90 days to be received from the respective Web Store. Once received and processed, the applicable income is reflected in the Affiliate’s My E-Wallet under the My Office page.

For every RM 1 received as Cash Incentive, RoshaneMall distributes 70% back to its Active Affiliate community.

Cash Incentive is distributed into 3 Types of Income as follows:

Cash Back

We share 10% of the Cash Incentive collected as your CashBack.

Referral Income

We share 20% of the Cash Incentive collected as your Referral Income.

Group Income

We are allocating the balance 40% of the Cash Incentive as Group Income.

30% is retained by RoshaneMall for operating and managing the platform.

Let’s look at an example of a monthly shopping. Let’s say an Affiliate spends RM 900 at these Web Stores in a month. Based on the percentages given by each Web Store, RoshaneMall will collect a total of RM 45 as Cash Incentives, which will be distributed as income to our Affiliates.

Example — Monthly Shopping
Web Store Category Purchases Cash Incentive Incentive Collected
UNIQLO Fashion RM 100 Up to 6% RM 6
JD Sports Sports RM 200 Up to 3.5% RM 7
Shopee Marketplace RM 300 Up to 7% RM 21
Tomaz Fashion RM 200 Up to 4% RM 8
iHerb Health RM 100 Up to 3% RM 3
TOTAL RM 900 — RM 45

Now we have collected a total of RM 45 as Cash Incentives from your Web Store purchases. Here’s how the income gets distributed:

Web Store Income
Total Cash Incentives: RM 45
3 Types of Income

70% of RM 45 distributed to Affiliates

Cashback 10% → RM 4.50
Referral Income 20% → RM 9
Group Income 40% → RM 18

RoshaneMall receives RM 45 as Cash Incentive from the Web Stores. A total of 70% of this amount is distributed to Active Affiliates like you.

Here’s how the RM 45 is shared:

The RM 18 Group Income is distributed across the 4-by-7 Matrix, allowing eligible Active Affiliates within the matrix to participate in the distribution. For a clear understanding of how the Cash Incentive flows through the 4-by-7 Matrix, please refer to the matrix illustration below.

Money Tree Affiliates Rate (%) Rate (RM) Group Income (RM) Accumulated Group Income (RM)
L1 4 2% 0.38 1.51 1.51
L2 16 2% 0.38 6.05 7.56
L3 64 3% 0.57 36.29 43.85
L4 256 8% 1.51 387.07 430.92
L5 1,024 25% 4.73 4,838.40 5,269.32
L6 4,096 35% 6.62 27,095.04 32,364.36
L7 16,384 25% 4.73 77,414.40 109,778.76
TOTAL 21,844 100% RM 18.90 — RM 147,896.28

Marketing Bonus

This income is earned when your Direct Affiliates shop through the RoshaneMall App. Marketing Bonus is applicable on selected Web Stores.

1 Bottle GingerMix Plus = RM 189 (Free delivery within West Malaysia)
Marketing Bonus = RM 189 × 10% = RM 18.90
This income is earned when your Direct Affiliates shop GingerMix Plus through the App.

Marketing Bonus is applicable on selected Web Stores.

Loyalty Points

There are 2 ways to earn Loyalty Points:

  • When you enroll for FREE at RoshaneMall
  • When you shop at RoshaneMall…

Upon enrolling for FREE at RoshaneMall as an Affiliate, you will receive 4,000 Loyalty Points which are automatically credited into your E-Wallet.

When you start shopping at the Web Stores, your purchases are automatically converted into Loyalty Points.

You can view your Loyalty Points at “My E-Wallet” and redeem the points at “Loyalty Points” under the My Office page.